Move Your 401(k) or IRA Into Physical Gold
A gold IRA rollover lets you hold real, allocated bullion inside the retirement account you already have — without triggering taxes or early-withdrawal penalties. New Century Gold handles the custodian paperwork, the purchase and the depository transfer for you.
- Move a 401(k), 403(b), 457(b) or IRA into physical gold — tax-free, penalty-free
- No account minimum — start at a size you are comfortable with
- Held in your name at Delaware Depository, insured for $1 billion all-risk
- One dedicated specialist runs your transfer start to finish — no call centers
Get the Rollover Guide
& Investor Kit
Both 2026 guides — IRS rollover rules and the exact 4-step transfer process, plus how allocated bullion holds up against inflation — emailed to you at no charge.
Zero complaints ever filed
New Century Gold is a precious metals retailer and does not provide investment, legal or tax advice.
Four steps between your old 401(k) and a vault full of bullion.
A direct trustee-to-trustee transfer is not a withdrawal — the IRS does not treat it as a taxable event. Most clients are fully funded in under three weeks and never touch a form alone.
- 01Day 1
Open your self-directed IRA
A ten-minute application with a federally regulated custodian — we work with Equity Trust and Provident Trust. Your specialist fills in everything but your signature.
- 02Days 5–14
Fund it by direct transfer
We contact your current plan administrator and move the funds custodian-to-custodian. No taxes withheld, no 10% penalty, no distribution on your 1099.
- 03Same day
Choose your metals
Select IRS-eligible gold, silver, platinum or palladium with your specialist. You approve every line item before we execute — nothing is purchased without your sign-off.
- 04Settlement
Vaulted in your name
Bullion ships fully insured to Delaware Depository, an IRS-approved facility carrying $1 billion in all-risk coverage. Choose segregated or commingled storage.
Accounts we roll over
If you have separated from an employer, your old plan is almost always eligible. Current-employer plans may qualify at age 59½ or through an in-service distribution.
Not sure if your plan qualifies?
Give us the plan name and we will tell you in one phone call — including whether a partial rollover makes more sense than a full one.
Call (818) 936-2688Or get the free kit firstBuilt for the retirement investor, not the day trader.
“I spent my career in accounting and mortgage finance before I opened New Century Gold in 2011. That background is why we run conservative, keep third-party risk to a minimum, and never rush a client’s decision.”
Storage on your terms
Segregated or commingled at Delaware Depository, an IRS-approved vault carrying $1 billion in all-risk coverage.
Fourteen years, zero complaints
BBB accredited since 2014 with an A+ rating and not one complaint ever filed against us.
One specialist, start to finish
The person who answers your first call runs your transfer, your order and your annual review.
No account minimum
Start where you are comfortable. We do not gate the door with a five- or twenty-five-thousand-dollar floor the way most dealers do.
IRS-eligible metals only
Every product we place inside an IRA meets the statutory fineness rules. Nothing borderline.
No pressure, ever
Take the kit, read it, call us in six months. Our specialists are not paid to rush your decision.
The 2026 Precious Metals
Investor Kit
Two guides, emailed the moment you ask: a plain-English rollover walkthrough with the exact custodian forms, and a market briefing on where gold and silver sit heading into 2026.
- How a rollover actually works
- IRS-approved metals checklist
- Depository comparison table
- 5 rollover mistakes to avoid
Rollovers done right, one household at a time
I had a 401(k) sitting from a company I left in 2011 and no idea what to do with it. My specialist handled the transfer paperwork with Fidelity and kept me posted every few days. Metals were at the depository in under three weeks.
What sold me was that nobody pressured me. I asked for the kit, read it, and called back two months later. The same specialist answered, remembered my situation, and picked up right where we left off.
Third dealer we have used in twelve years and the first one that answered every question straight, without us having to drag it out of them. Shipment arrived insured and discreet.
Sample testimonials shown for layout. Client-supplied reviews to replace these before launch.
The answers people actually call about
Still unsure after reading? A specialist will walk your specific plan documents with you — no obligation, no sales script.
Call (818) 936-2688Yes. A direct trustee-to-trustee transfer from an eligible retirement account into a self-directed precious metals IRA is not a taxable event, and no early-withdrawal penalty applies. Funds move between custodians — they never pass through your hands. New Century Gold initiates and completes the process from start to finish, coordinating the paperwork with both institutions.
We have completed rollovers and transfers from 401(k), 403(b), 457(b), Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA and annuity accounts. If you have left an employer, your old plan is almost always eligible. Current-employer plans may qualify if you are 59½ or older, or if the plan allows in-service distributions.
No. New Century Gold does not impose an account minimum on a precious metals IRA. You are not pushed into a larger position than you are comfortable with in order to open an account — an unusual position in this industry, and a deliberate one.
Opening the self-directed IRA takes about ten minutes. Funding typically completes in 5 to 14 business days, depending on how quickly your existing custodian releases the funds. For direct, non-IRA purchases shipped to you, delivery normally runs 3 to 7 business days, fully insured and signature-required.
Your self-directed IRA is held by a federally regulated custodian — we work with Equity Trust and Provident Trust. The physical metal is stored at Delaware Depository, an IRS-approved facility that maintains $1 billion in all-risk insurance coverage. You may choose segregated or commingled storage, and the metal is held in your name with regular statements.
The IRS requires bullion of a minimum fineness: .995 for gold, .999 for silver, and .9995 for platinum and palladium. American Gold and Silver Eagles are approved by statute. Rare and collectible coins are generally not permitted inside an IRA, though we do offer them for direct purchase outside a retirement account. Your specialist will flag anything that does not qualify.